For companies · Package

A corporate account the bank can verify — prepared, presented and accompanied by one team

A foreign shareholder moves your file into the bank’s higher-attention category; the file, not the argument, decides. We build a pack the compliance unit can verify line by line, present it to two or three banks in parallel and sit beside your signatory at every meeting. For open accounts, Bank Response 48h answers any bank request within two business days.

Timeline3–6 weeks, bank-dependentYou getVerified KYC pack, 2–3 applications, account set upFormatOne manager, weekly status, 48h bank replies

Tell us about the company and the bank WhatsApp

Who this is for

Newly registered company with a foreign owner

Registration is done, but the branch hesitates or has declined once. You need a file that answers the UBO and substance questions before they are asked.

Group or holding opening a subsidiary account

The ownership chain crosses several jurisdictions. Each layer must be documented, apostilled and translated so the bank can follow it to the natural persons.

Company whose account has been queried or blocked

The bank asked for documents, held a transfer or raised a MASAK-style question. You need one documented reply within 48 hours, not a series of e-mails.

What you have at the end

You hold a complete, indexed KYC file: a one-page ownership chart to the natural persons above 25 percent, apostilled and sworn-translated corporate documents, source-of-funds and source-of-wealth evidence reconciled to the amounts, a business profile with counterparties, countries, currencies and expected volumes, and the cover letter in Turkish. Applications are filed at two or three banks and every answer is logged. Once an account opens, online banking, FX accounts and the first transfers are set up correctly.

What is included

Bank selection: two to three banks matched to your ownership and business profile
One-page UBO chart to natural persons above 25 percent, matched to documents
Apostille or consular certification and sworn translation of corporate documents
Source-of-funds and source-of-wealth pack, every amount reconciled
Business profile for the bank: counterparties, countries, currencies, volumes
Cover letter in Turkish and written checklist agreed with each branch
Meeting preparation and accompaniment of your authorised signatory
Written answers to every follow-up question until the bank decides
Post-opening: online banking, FX accounts, first transfers, signature limits
Bank Response 48h: documented reply to any request, hold or MASAK query

How the work runs

1

Week 1 · Diagnosis and bank selection

We map the ownership chain, identify what each bank will ask and choose two or three banks whose policy fits your structure. You receive the document list and the plan.

2

Weeks 1–3 · Document chain

Foreign register extracts, articles and director lists are apostilled or consular-certified and translated by a sworn translator. Source-of-funds evidence is reconciled; the UBO chart and business profile are written.

3

Weeks 3–4 · Applications and meetings

Files go to the banks in parallel. We book the meetings, brief your signatory and attend. Every question from a compliance unit receives a written, documented answer.

4

Weeks 4–6 · Decision and set-up

When a bank approves, we set up online banking, FX accounts, signature authorities and the first transfers, and hand over the indexed file. If a bank declines, we read the reasons and adjust the next application.

5

Ongoing · Bank Response 48h

For any later request, hold or MASAK-style query you forward the letter; within 48 hours you have the reply pack, document list and Turkish cover letter ready to submit.

How it is structured

Decides whether to open the account and on what terms	The bank, under Law No. 5549 and its own risk policy
Identifies the beneficial owner and runs KYC	The bank’s compliance unit — we supply the evidence
Certifies foreign documents and translations	Apostille authority or Turkish consulate, sworn translator and notary at tariff
Keeps the company books and confirms tax standing	Your SMMM
Legal opinion on ownership or sanctions exposure	Your lawyer, when needed
Builds the file, presents it, accompanies you, answers the bank in writing	ROSTU

What stays outside the package

The bank’s decision and its timing — we prepare and follow up; the bank decides
Legal opinions on ownership structure or sanctions — your lawyer provides them
Apostille, consular, notary and translator fees — paid by you at official tariff
Negotiation with MASAK or any authority — we prepare documents; we do not represent you

Questions

How long does it take to open a corporate account?

No statute fixes a period and we quote none. It depends on how complete the first submission is, how many ownership layers the bank must verify and whether head office rather than the branch approves a foreign-linked file. Parallel applications shorten the calendar; a clean file avoids second rounds.

Who counts as the beneficial owner?

Under Article 17/A of the Tedbirler Yönetmeliği: natural persons holding more than 25 percent; failing that, whoever ultimately controls the company; failing that, the senior manager registered in the trade registry. We draw the chart to that level and match it to certified documents.

Can the signatory stay abroad?

Branches normally need an authorised signatory to complete identification in person. We ask each bank whether any step can be done remotely for your structure and plan one visit for the meeting. Everything else — documents, translations, written answers — is handled by us.

What does Bank Response 48h cover?

A request for documents, a held transfer, a source-of-funds question, a KYC update or an e-haciz check. We read the letter, tell you which type it is, assemble the document list with every amount matched to evidence, write the Turkish cover letter and prepare the submission within 48 hours. The bank decides.

Tell us about the company and the bank

Describe the ownership, the business and where you stand with the bank. A manager replies within one business hour with a plan and the next step.